WHAT IS A PRIMARY TRADELINE?
It literally means a line of credit that is yours, primarily. This means it is not a joint account or an authorized user account. Every line of credit is a primary tradeline for the primary account holder. Auto loans, credit cards, mortgages, these are all lines of credit that are primary for the primary borrower. The authorized user or joint accounts exist when the primary holder of an account lists you as an authorized user or a joint account holder.
WHICH IS BETTER A PRIMARY TRADELINE vs. AUTHORIZED USER?
Depending on your situation , you need to acknowledge whether you need primary tradelines or authorized user tradelines. Primary tradelines are beneficial to your credit score when you have a couple of them. If you don’t have any credit cards in your name, authorized user tradelines can only help so much. On the other hand, if you have a few credit cards that are young (couple months old to under 2 years) have low limits, etc., primary tradelines can help place a longer credit history on your report and decrease your debt to credit ratio.
HOW DO I GET A LIST OF YOUR TRADELINES?
That’s easy, hit contact us.
We have Real Primary Tradelines , with real payment history that will post on Transunion, Equifax , and Equifax with real payment history.